Privacy Policy

Last updated: August 29, 2025

Overview

 

Free Game, Inc. (“we,” “our,” “us,” “Free Game”) provides this Privacy Statement to describe our use of your Personal Information when you use your Free Game account, Free Game account, visit our websites, or apply for, or use our Services, like Braintree and Zettle. This Privacy Statement does not apply to Excluded Services, such as Venmo and Hyperwallet.

 

We encourage you to read this Privacy Statement and to use it to help you make informed decisions.

 

Certain capitalized terms that are not otherwise defined in the Statement are explained in the Definitions section below.

 

We revise this Privacy Statement from time to time to reflect changes to our business, Services, or applicable laws. If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Policy Updates" or "Privacy Statement" page of our website, otherwise the revised Privacy Statement will be effective as of the published effective date. If you are a new User or are receiving this Privacy Statement for the first time and there is an upcoming change described on the Policy Updates or Privacy Statement page at the time you receive this Privacy Statement, such upcoming change will apply to you on the indicated effective date.

 

For most of our Services, we act as a “data controller” or “business”, however there are some products and features where Free Game may also act as a “data processor” or “service provider” when providing services to our Partners and Merchants. The “data controller” or “business” (each as defined under applicable data protection laws) is the entity that has the control over the purposes and means by which the data processing is performed. The “data processor” or “service provider” (each as defined under applicable data protection laws) is the entity that processes the Personal Information for the data controller, for the data controller’s specific purposes, and as otherwise permitted under applicable data protection laws.

 

Non-Account Holders and Fastlane Profile Users

 

Our Services may be accessed by individuals without a Free Game or Free Game account. We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Pay Without a Free Game account, use Unbranded Payment Services (e.g., Braintree and Zettle), use a Fastlane profile, or when a non-accountholder receives a payment through the Visa+ service from a Free Game account holder (“Recipient”). If you Pay Without a Free Game account, we may link your transaction information with your Free Game account, if you have one at the time you use the Service without logging in, or if you create a Free Game account later.

 

With a Fastlane profile, individuals can store their payment methods and other Personal Information with Free Game so that they can complete the checkout process faster, create a store or loyalty account, or facilitate other transactions at participating Partners and Merchants with payment card, contact information, shipping data or other data they save in their Fastlane profile as relevant to the specific interaction, participating Partner or Merchant, all without having to manually input payment method details and other Personal Information each time they checkout ("Fastlane").

 

When you create a Fastlane profile, you are agreeing to let Free Game store your Personal Information, including your name, email, phone number, address information, billing information and payment method details, and other data that may be relevant to specific Partner or Merchant interactions, and pre-populate that information in the checkout flows or other interactive features of participating Partners and Merchants so that you can enjoy a faster Partner and Merchant experience by not having to manually input your payment or other information. We will also collect transaction and other Partner or Merchant data related to your purchases and other Partner or Merchant interactions when you use Fastlane. If you have a Fastlane profile, we may recognize you as a Fastlane user when you shop on the participating Partners’ and Merchants’ sites, and we may prompt you to engage in participating Partner or Merchant interactions, such as registering for a store or loyalty account using your Fastlane profile information. If you choose to interact with participating Partners or Merchants through Fastlane, you agree to let Free Game disclose your Fastlane profile information to the Participating Partners and Merchants and their service providers, and to facilitate your transaction and shopping experience on the participating Partners and Merchants sites.

 

 

The Visa+ Service enables eligible customers with a Free Game account to send and receive money to and from Venmo and third-party Visa+-enabled digital wallets (“Visa+”).

 

When you shop on Partner and Merchant sites, the Partner or Merchant may disclose Personal Information with Free Game that we will use in accordance with this Privacy Statement and the relevant Free Game user agreement.

 

Categories of Personal Information We Collect

 

Categories of Personal Information collected from you, including from your interactions with us and use of the Services:

 

Personal Identifiers: Such as Name, Business Name, Address, Phone Number, Email, IP address, Device Information, Information collected from cookies or other tracking technologies, other information necessary to establish an account or profile.

Records and Financial Information: Such as, bank account and routing numbers, credit and debit card information, amount you send or request, other financial information.

Transaction and Experience Information: Such as online shopping cart information, shopping activity and goods or services considered on Partners and Merchants sites, shipping options and associated costs when you check out, purchase history, and order tracking and product information.

Geolocation: We may collect IP-based geolocation data and Global Positioning System (GPS) with your consent during your user experience or based on your mobile application settings.

Internet or network activity: interactions with our Services, Information about response time for web pages, download errors, date and time when you used the service, Location Information, such as your IP address, statistics regarding how pages are loaded or viewed, the websites you visited before coming to the Sites and other usage and browsing information collected through Cookies (“Technical Usage Data”).

Biometric: When you consent in the user experience, we collect voice identification, photo identification, or face scans to verify your identity and authenticate you for certain actions related to your account, including, for example, verify your identity and authenticate you to meet regulatory requirements or before you access accounts and Services, recover passwords, update profile info, manage payments and payment methods, lift account limitations, and initiate cryptocurrency transfers.

Audio, electronic, visual, or similar information: Call recordings when you talk to customer service.

Professional or employment information: including business information, job title, contact emails, phone numbers and taxpayer ID numbers.

Imported Contact Information: including name, address, phone number, images, email address or usernames associated with the contacts.

Free Game Account Profile Information: username, profile picture, gender, or personal description which you add that may include sensitive personal information. You can set your profile to “Private” at any time.

Information you provide when you contact us: Your response to surveys, recorded conversations, chat conversations with us, email correspondence with us, account or profile status, repayment history, voice identification, Information about others if you choose to share it with us.

Inferred data: We may infer information about you such as your preferences and shopping behavior, based on your transactions and interactions with our Services or with our Partners and Merchants.

Characteristics of Protected Classifications: including age or date of birth, national origin, disability, citizenship, military status.

Sensitive Personal Information: Social Security number, government-issued identification, bank account and routing numbers, credit and debit card information, voice identification and Photo IDs or Precise Geolocation.

Information from your device: including, language settings, browser ID, cookie preferences, time zone, operating system, platform, screen resolution and similar information about your device settings, data collected from cookies or other tracking technologies.

 

We may also obtain the above categories of Personal Information from the following categories of sources:

 

Excluded Services including Venmo and Free Game Honey.

Third parties: Service Providers, Partners and Merchants, Payment Partners, such as card networks and payment processors, Credit Reporting Agencies, Government Entities, Data Brokers, and Financial Institutions.

Linked Accounts: Non-financial or financial accounts you agree to link to Free Game, such as social network accounts, mail accounts or for open banking. You may change your mind about use of this feature and unlink your linked accounts at any time. If you choose to link these accounts or share such information with us, we will periodically collect and process it until you unlink the account.

Third Party Applications: Applications that you choose to use for example, the Apple App Store, Google Play Store, or social networking sites.

 

How is Personal Information used?

 

We may process your Personal Information for a variety of reasons, including to provide our Services, for security and fraud prevention and to comply with law. We may also use personal data to participate in certain features, that while not necessary for use of the Services, may be of interest to you, such as syncing your contact list to your account, personalize content and offers, targeted advertising, or connecting to a third-party platform. Some of these features may be offered with an opt-out, or require your consent to enable.

 

We may collect Personal Information to:

 

Provide our Services: such as to help you send, receive or request money, initiate a payment, add monetary value to an account, pay a bill, administer your purchases, display shipping options and associated costs when you check out, show you your Fastlane profile, account and payment information, send and receive Visa+ transactions, to assess your creditworthiness in connection with our Services, confirm your identity and your contact information, to authenticate your access to your account or Fastlane profile and to confirm your account or profile and financial information is accurate and up to date. For Visa+, we will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and Free Game. If you are using Fastlane, we will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile.

Provide receipts in connection with Zettle services: For buyers using our Zettle services (including Venmo Tap to Pay), you may choose to provide us your contact details so that we can send you digital receipts. If you provide your e-mail address or mobile number to a Partner or Merchant who uses Zettle, we may remember your details for the next time you buy something from a Merchant who uses Zettle in its physical store, if you use the same payment card. This is regardless of whether if you have previously bought something from this Merchant or not. This means that your e-mail address or mobile number will be pre-filled in the receipt view for your convenience the next time you buy something from a Merchant who uses Zettle in its physical store.

Manage and improve our Services: for example, to develop new products and features, for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research, and statistical purposes.

Manage fraud and risk: We conduct risk analysis, fraud prevention and risk management to protect our customers and business, including fraud that involves our Partners and Merchants and strategic ventures.

Associate information about you: if you use our Services without a Free Game account (e.g., Pay Without a Free Game account), we may associate such transactions with your Free Game account if you have one or later establish an account. If you use one of the following Services: Fastlane, Venmo, and Free Game Honey; we may associate information about your transactions and experiences using these Services to personalize content and offers and improve your use of the Free Game services.

Market our Services: We may use Personal Information to market our Services including where we partner with others to offer similar services to market about our Partners and Merchants. We use Personal Information, including when we associate information about you, to better understand and cater to your interests.

Communicate with you: We may contact you when you need us, such as answering a question you sent to our customer service team.

Comply with Laws: to comply with applicable laws and rules and enforce our agreements with you and other people who use our Services.

Process information about your contacts: to make it easy for you to find and connect them, improve payment accuracy and suggest connections with people you may know. By providing us with information about your contacts you certify that you have permission to provide that information to Free Game for the purposes described in this Privacy Statement.

Create an account connection between your account and a third-party account or platform: such as with a social media account or a financial institution in connection with your participation in Open Banking.

Send you locally relevant options: If you agree to let us track your precise location, we can customize our Services by using the right language and personalizing content such as providing location-based options, functionality or offers, ads and search results. Even if you don’t allow us to track your location, we may still use your address to send you location-based options recommended by businesses that are near to your address.

Develop product recommendations: We may use insights from purchases and other behaviors on our and our Partner or Merchant websites or apps to develop product recommendations about products, brands, sizes, preferences and styles that we provide to our Partners and Merchants so that they can recommend relevant products to you.

Remember your preferences: We may remember your preferences for the next time you use the Services, such as whether you choose to receive digital receipts via email or text when you checkout.

Personalize your experience: When you use Services, as well as other third-party sites and services, we might use tracking technologies like cookies. See our Cookie Statement for more details.

 

Do We Disclose Personal Information, and why?

 

We do not sell Personal Information to third parties for money or share your Personal Information for cross context behavioral advertising, including any sensitive personal information. However, we may disclose customer insights, product recommendations, sizes, and preferences to Partners and Merchants to help them and us improve your shopping experience to make it more convenient and personalized for you. If you choose to interact with participating Partners and Merchants through Fastlane, we will disclose your Fastlane profile information with the participating Partners and Merchants and their service providers, and facilitate your transaction, shopping experience or other interaction on participating Partners and Merchants sites.

 

We will also disclose your Personal Information with third parties to help us provide Services, protect our customers from risk and fraud, market our products, and comply with legal obligations. We may disclose your sensitive personal information as appropriate to carry out legitimate business activities allowed by law.

 

Read more about our sharing practices below.

 

In addition, we may disclose Personal Information with the following categories of third parties:

 

Excluded Services, including Venmo to provide you with the Services, personalize your use of the Services, to manage our business; or with Free Game Honey to manage our Rewards program.

Authorities, if compelled to do so by a subpoena, court order, or similar legal procedure; when it is necessary to do so to comply with law; or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the relevant agreement, or as otherwise required by law that requires Free Game or Excluded Services to respond. Such authorities include courts, governments, law enforcement, and regulators. We may also be required to provide other third parties information about your use of our Services, for example to comply with card association rules, to investigate or enforce violations of our user agreement or to prevent physical harm or illegal activity.

Other financial institutions, to jointly offer a product, such as Free Game Credit, Free Game Savings, Free Game Cashback Mastercard and Free Game Extra Mastercard.

Card networks and payment processors, to facilitate payment processing or to add cards to your electronic wallet. For payment transactions with Fastlane, your Personal Information will be shared with the provider of the payment services for the participating Partner and Merchant to enable the processing of the payment transaction. The payment provider for the Partner and Merchant may be Free Game or a third party payment provider.

Fraud prevention and identity verification agencies, for example to assist us in detecting activities suggestive of fraud.

Credit reporting and debt collection agencies, for example to collect unpaid overdue debts through a third party such as a debt collection agency.

Service providers that operate at our direction and on our behalf to perform services we outsource to them, such as processing payments, marketing, research, compliance, audits, corporate governance, communications, IT development, maintenance, hosting and support and customer service operations.

Other Free Game Account Holders to complete a transaction. Some Personal Information is disclosed to other Free Game account holders as required to complete a payment transaction. This includes your username, profile photo, first and last name, email, and phone number.

Other Users in accordance with your account settings. In accordance with your account settings or Free Game.Me preferences, your Personal Information can be seen by other account holders and non-account holders (“Users”) to help facilitate a transaction. For example, as part of the send money feature, a User may search for your account to initiate a payment. Based on your account settings, the information shown to other Users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of Free Game account creation, and any additional information you include in the details or “about you” section of your account.

Other Users if you have a business profile. If you have a business profile, we will display a payment link and disclose certain information about you to other Users, including your name or business name, profile picture or logo, and the city associated with your Free Game account, as well as total time selling with us, total number of followers, and total number of unique Users that have paid you in the past year.

Linked accounts, for example any social media accounts you asked us to link or when you link an account with another bank or financial institutions, card account, or aggregator in connection with your participation in Open Banking, so we can check if you have sufficient funds or confirm your ownership of the account.

Partners and Merchants, their service providers and others involved in a transaction, for example when you use the Services to initiate online purchases, save your payment information with Fastlane, pay other Users using the Services, pay Recipients using Visa+, or return goods we may disclose information about you and your account or Fastlane profile with the other parties (or their service providers) involved in processing your transactions. We may also disclose Personal Information to Partners and Merchants to enable their use of our Services to facilitate your transactions. For example, when you visit a participating Partner or Merchant site or app, the Partner or Merchant can check whether you are a user of Free Game services and present a recommended payment method to you to simplify your checkout process.

 

For our Free Game customers, we may disclose your Personal Information to Partners and Merchants that you and we interact with, to help ourselves and Partners and Merchants personalize services and offers so you can have a better and more relevant experience. Personal Information we disclose includes, for example, products, sizes, preferences, and styles we think you’ll like.

 

Unless we are required by law to obtain your consent, we disclose Personal Information collected you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences.

To opt-out of disclosures or Personal Information to Partners and Merchants for personalized shopping experiences, log into your Free Game account and edit your preferences in the Data and Privacy setting.

If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate, but will not disclose Personal Information to Partners and Merchant for personalized shopping experiences.

Please note that Personal Information disclosed to Partners and Merchants (or their service providers) involved in a transaction is subject to the Partners' and Merchants' own privacy policies and procedures. We are not responsible for the privacy or security practices of Partners and Merchants.

 

Other third parties, for example we disclose Personal Information to advertising platforms at your direction, or security service providers to help prevent unauthorized access to our Services. Please be aware that these parties’ privacy notice applies to the Personal Information that you share directly with them. For example, we use Google’s reCAPTCHA to prevent misuse of our Services, when you access our mobile application. We may also use Google Address Autofill to ensure accuracy of your address. Google’s Privacy Policy and Terms of Use apply to the Personal Information you share with them.

Buyers or in connection with business transfer, for example if we are involved in a merger, a purchase or sale of all or part of our business or assets, including receivables and debts, we may disclose, under appropriate data protection terms, your Personal Information to an interested or actual buyer of those business or assets. If Free Game or a significant portion of Free Game’s assets are acquired by a third party, Personal Information may also be disclosed.

 

How long does Free Game store your Personal Information?

 

We retain Personal Information for as long as needed or is permitted in context of the purpose for which it was collected and consistent with applicable law.

 

The criteria used to determine our retention period is as follows:

 

Personal Information used for the ongoing relationship between you and Free Game is stored for the duration of the relationship plus a period of 10 years, unless we need to keep it longer, such as:

 

a legal obligation or compliance with laws to which we are subject is retained consistent with the applicable law, such as under applicable bankruptcy laws and AML obligations

litigation, investigations, audit and compliance practices, or to protect against legal claims.

 

We retain biometric data for as long as needed or permitted given the purpose for which it was collected and no more than 3 years after your account closes, unless otherwise required by applicable law.

 

How Do We Use Cookies and Tracking Technologies?

 

When you interact with our Services, open email we send you, or visit a third-party website for which we provide Services, we and our partners use cookies and other tracking technologies such as pixel tags, web beacons, and widgets (collectively, “Cookies”) to recognize you as a user, customize your online experiences and online content, including to serve you interest-based advertising, perform analytics; mitigate risk and prevent potential fraud, and promote trust and safety across our Services.

 

We use Cookies to collect your device information, internet activity information, and generate inferences as described above.

 

You can disable or decline some Cookies for our Services. But, since some parts of our service rely on Cookies to work, those services could become difficult or impossible to use.

 

Some web browsers have an optional setting called “Do Not Track” (DNT) that lets you opt-out of being tracked by advertisers and some third parties. Because many of our services won’t function without tracking data, we do not respond to DNT settings.

 

If you want to know more about how we use cookies, please review our Statement on Cookies and Tracking Technologies. To learn how to opt-out of this kind of tracking technology, visit About Ads.

 

Your Data Protection Rights

 

Your rights to access, correction, deletion, and restriction to use or share your Personal Information.

 

Under applicable data protection law, depending upon the jurisdiction in which you reside and subject to applicable exceptions and definitional differences among various state laws, you may have certain rights about how your Personal Information is collected, stored, used and shared.

 

We recognize the importance of your ability to control the use of your Personal Information and provide several ways for you to exercise your rights to access (right to know your information), right to know third-parties to which we have disclosed Personal Information, correction, deletion (erasure), and to restrict certain information (right to opt-out of sharing and right to limit use and disclosure of sensitive personal information).

 

Certain state laws also provide residents of those states with the right to opt out of the “sale” (disclosing Personal Information in exchange for money or other consideration) or “sharing” (disclosing Personal Information for cross-context behavioral advertising) of your Personal Information or use of your Personal Information for certain types of targeted advertising. Global Privacy Control settings is a browser setting that notifies website owners of users' privacy preferences regarding selling or sharing their Personal Information for cross-context behavioral advertising. Free Game does not respond to the Global Privacy Control signal because we do not sell or share your data.

 

We will not deny you services, charge you different prices, or provide you with a different level of service solely for exercising your privacy rights; although, certain personalized services for Free Game customers may not provide the same level of personalization with limited data sharing. If you are a California resident, learn more about how we handle your Privacy Rights.

 

How do you exercise your rights?

 

If you, or an authorized agent where permitted, want to exercise any of your rights relating to your Personal Information, contact us or submit your request from your account settings. If you have a Free Game account, you can exercise your privacy rights by accessing “Data and Privacy” from account settings in the Free Game app.

 

If you, or an authorized agent where permitted, want to exercise any of your rights relating to your Personal Information in your Fastlane profile, contact us or submit your request from your Fastlane profile management portal.

 

Even if you do not have a Free Game account (for example, where you use Pay without a Free Game account), you can submit a request for access, correction, or deletion of your Personal Information by contacting us at the number provided in our Contact Information section.

 

We’ll first need to verify who you are before we can respond to your request. We may ask you to provide us with information necessary to reasonably verify your identity before responding to your request. We will compare the information you submit against our internal business records to verify your identity. If we can’t verify your identity, we will not be able to fulfill your request. If we deny your request in whole or in part, you may have the right to appeal the decision. In such circumstances, we will provide you with information regarding the appeals process.

 

Your right to request a copy of the Personal Information. If you want to request the data we’ve collected about you in the past 12 months, you have choices:

 

Log in to your Free Game or Free Game account, or Fastlane profile management portal, and submit a request

Call or contact us and request that we provide you with the data we’ve collected.

 

Your right to correct your Personal Information:

 

Log in to your Free Game or Free Game account, or Fastlane profile management portal, and correct any information that you've previously added. For example, you can edit your addresses in your settings

Call or contact us and request that we correct specific information

 

Your right to delete your Personal Information:

 

Log in to your Free Game or Free Game account, or Fastlane profile management portal, and delete any information that you've previously added. For example, you may delete your non-primary addresses in your settings

Call us or contact us and request that we delete specific information

Close your Free Game or Free Game account or Fastlane profile

 

If you close your Free Game or Free Game account, or Fastlane profile, or request that we delete Personal Information, we still need to keep some Personal Information as explained in How long does Free Game store your Personal Information section so we can:

 

Complete a transaction, provide goods or services you requested, or comply with our promises to you in the user agreement or other contract you have with us

Detect and prevent malicious, fraudulent, or illegal activity

Protect your (or another person’s) legal rights, including the right to free speech

Manage our internal business processes that are reasonably related to your expectations when using our Services

Comply with laws and other legal or governmental processes

 

California also offers a right to opt out of “Selling” and “Sharing” Personal Information. The Global Privacy Control setting is a browser setting that notifies website owners of users' privacy preferences regarding selling or sharing their personal information. Free Game does not respond to these settings because we do not sell or share data. Some personal information collected, processed, or disclosed by a financial institution are subject to federal laws, such as the Gramm-Leach-Bliley Act. Consumers may read our Consumer Privacy Notice for more information about their rights under US federal law.

 

Understanding your choices

 

You can control how Personal Information is collected or disclosed, as well as how we communicate with you. Here are some of the ways you can customize your choices.

 

Choose how we collect Personal Information

 

You may choose to limit the Personal Information you provide when our apps or Services request it. To help make choices that are right for you, it’s important to understand that Personal Information helps us provide a richer, more personalized experience for you. Also, some Personal Information is required for our Services to function.

 

For example, sharing your contacts helps make it easier for you to find the people you want to send money to. If you choose not to share your contacts with us, you can still use our mobile apps, but some actions may not be as fast or easy as it would be if you shared your contacts. Another example is creating an account or Fastlane profile with us. If you choose not to provide information that is required for an account or Fastlane profile to function, like your name and email address, we will not be able to create an account or Fastlane profile for you.

 

Choose how linked accounts collect and use Personal Information

 

If you link your account to a third-party service, you may be able to manage how your Personal Information is collected, used, and shared by them. Read the third parties’ privacy policies to see the choices they offer you.

 

You can control which third-party services you link to your account and what Personal Information they can collect about you. For example, to manage the permissions, go to the Security settings in your Free Game account.

 

Choose what we disclose with other Users

 

Some Personal Information may be seen by other Users. You may be able to adjust or turn off this setting in the Data and Privacy section in your account settings.

 

Choose what we share with Partners and Merchants for Personalized Shopping

 

Unless we are required by law to obtain your consent, we share Personal Information collected after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences. Personal Information we disclose includes, for example, products, preferences, sizes, and styles we think you’ll like. To opt-out of Personal Information sharing with Partners and Merchants for personalized shopping experiences, log into your Free Game account and edit your preferences in the Data and Privacy setting. If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchants for personalized shopping experiences.

 

Choose how we communicate with you

 

Your choices about how we communicate with you differ depending on the purpose of the message and how it is delivered. Some messages are considered optional, and some are necessary for you to manage your accounts or Fastlane profile with us. We use email, text messages, push notifications on your mobile device, and even phone calls or paper mail depending on the situation and your preferences.

 

You can click the unsubscribe link in a Free Game or Fastlane marketing email, opt-out of a text message by replying “STOP,” or turn off notifications on your device. You can also change your account’s notification settings or the notification preferences on your device.

 

You won’t be able to opt-out of messages that are considered necessary for the Services, such as digital receipts and emails that alert you to changes in your account or Fastlane profile's status. You may be able to decide how we send those messages, such as by email, phone, text message, or a notification on your mobile device.

 

How Do We Protect Your Personal Information?

 

We maintain technical, physical, and administrative security measures designed to provide reasonable protection for your Personal Information against loss, misuse, unauthorized access, disclosure, and alteration. The security measures include firewalls, data encryption, physical access controls to our data centers, and information access authorization controls. While we are dedicated to securing our systems and Services, you are responsible for securing and maintaining the privacy of your password(s) and account/Fastlane profile registration information and verifying that the Personal Information we maintain about you is accurate and current. We are not responsible for protecting any Personal Information that we share with a third-party based on a linked account connection that you have authorized.

 

Can Children Use Our Services?

 

We do not knowingly collect information, including Personal Information, from children under the age of 13 or other individuals who are not legally allowed to use our Services. If we obtain actual knowledge that we have collected Personal Information from someone not allowed to use our Services, we will promptly delete it, unless we are legally obligated to retain such data.

 

Please contact us if you believe that we have mistakenly or unintentionally collected information from someone not allowed to use our Services.

 

We do not sell to third parties for money, or share Personal Information of anyone under 16 years of age, for the purpose of cross-context behavioral advertising.

 

Definitions

 

Device Information means data that can be automatically collected from any device used to access the Services. Such information may include, but is not limited to, your device type; your device’s network connections; your device’s name; your device IP address; information about your device’s web browser and internet connection you use to access the Services; Geolocation Information; information about apps downloaded to your device.

Excluded Services means companies or separate brands, affiliates, or subsidiaries of Free Game, who process Personal Information in accordance with their own terms of service and separate privacy statements. Examples include Venmo, Honey Science LLC, Chargehound LLC, Hyperwallet, Simility, Swift Financial LLC, and Bill Me Later, Inc

Geolocation Information means information that identifies, with precise specificity, your location by using, for instance, longitude and latitude coordinates obtained through your GPS, or your device settings.

Location Information means information that identifies, with reasonable specificity, your approximate location by using, for instance, longitude and latitude coordinates obtained through GPS or Wi-Fi or cell site triangulation.

Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.

Pay Without a Free Game account means our Services may be accessed by individuals without using a Free Game account, a Fastlane profile, or the Unbranded Payment Services. Pay Without a Free Game account does not include Venmo, which is subject to its own terms of service and separate privacy statement.

Free Game means Free Game, Inc. which offers Free Game, Free Game, Unbranded Payment Services, and Fastlane profile services.

Personal Information in this Privacy Statement means information about you, including your identity, finances and online behavior.

Sell under California law is defined as the disclosure of Personal Information to third parties in exchange for monetary or other valuable consideration.

Services means any Free Game, Unbranded Payment Services, Pay Without a Free Game account, Fastlane, Free Game, Zettle (including Tap to Pay), bill pay, Rewards, sending or receiving money, credit products and services, including those offered with our Partners and Merchants, content, features, technologies, or functions, and all related websites, applications and services offered to you by Free Game, with the exception of the Excluded Services. Your use of the Services includes use of our Sites.

Sharing under California law is defined as the targeting of advertising to a consumer based on that consumer’s Personal Information obtained from the consumer’s activity across websites.

Sites means the websites, mobile apps, official social media platforms, or other online properties through which Free Game offers the Services and which has posted or linked to this Privacy Statement.

Unbranded Payment Services means when you are interacting with and making payments to Partners and Merchants using our card processing and/or ACH origination services that do not carry the Free Game brand or when you use our Braintree or Zettle services.

 

Our Contact Information

 

If you have questions about this Privacy Statement or your Personal Information, contact us so we can help.

 

To talk about your Free Game account or Unbranded Payment Services:

 

Call Free Game Customer Service at support@Free Game.online

or visit our Help Center web portal

 

CCPA California Notice at Collection

 

Most of the Personal Information we collect is subject to federal and state privacy laws that apply to financial institutions. To the extent the Personal Information is not subject to these federal and state financial privacy laws and to the extent it is collected in California about California residents, the California Consumer Privacy Act (“CCPA”) may apply. The following section pertains only to Personal Information that is subject to the CCPA (“CCPA personal information”) and makes statements that reference unique definitions and requirements of law.

 

This CCPA California Notice at Collection describes: (1) the purpose for which we use each category of “CCPA personal information” we collect; and (2) the categories of third parties to which we (a) disclose CCPA personal information for a business purpose, and/or (b) “share” CCPA personal information for “cross-context behavioral advertising” and/or (c) “sell” such CCPA personal information, as applicable.

 

Under California law, “sharing” is defined as the sharing or disclosure of CCPA personal information by a business to a third party, for the targeting of advertising to a consumer, based on that consumer’s personal information obtained from the consumer’s CCPA activity across businesses, websites, applications, or services, other than those with which a consumer uses or directs a business to internally disclose CCPA personal information or intentionally interact with one or more third parties. “Selling” is defined as the disclosure of CCPA personal information to third parties in exchange for monetary or other valuable consideration, but does not apply to such disclosures when a consumer uses or directs a business to intentionally disclose CCPA personal information or interact with one or more third parties. We do not sell or share your CCPA personal information, including any Sensitive CCPA personal information, outside the exceptions. We also do not sell or share, and have no actual knowledge that we have sold or shared any CCPA personal information of anyone under 16 years of age.

 

For more information about each category, purpose of use, and the third parties to which we disclose CCPA personal information, please see the “Categories of Personal Information We Collect”, “How is Personal Information used,” and “Do We Disclose Personal Information” sections.

 

Categories of Personal Information

 

Purpose of Collection

 

Categories of 3rd Parties to which Free Game discloses this Personal Information for Business Purpose

 

Identifiers

 

Provide Services

Communicate with you

Link an account

Manage and improve our Services

Manage fraud and risk

Market our Services

Comply with laws

Process information about your contacts

Communicate with you

Provide receipts in connection with Zettle services

Remember your preferences

Associate information about you

 

Free Game and Free Game Companies

Authorities

Other financial institutions

Card Networks and Payment Processors

Fraud prevention and identity verification agencies

Credit Reporting Agencies

Service providers

Other Users in accordance with account settings

Linked Accounts

Partners and Merchants

Other third parties

Buyers in connection with a business transfer

 

Records and Financial Information

 

Provide Services

Communicate with you

Link an account

Keep your account and Fastlane profile and financial information up to date

Manage and improve our Services

Manage fraud and risk

Market our Services Personalize your experience

Provide personalized Services

Comply with Laws

Process information about your contacts

Communicate with you

 

Free Game and Free Game Companies

Authorities

Other financial institutions

Card Networks and Payment Processors

Fraud prevention and identity verification agencies

Credit Reporting Agencies

Service Providers, other

Other Users in accordance with account settings

Linked Accounts

Partners and Merchants

Other third parties for business purposes

Buyers in connection with a business transfer

 

Commercial information

 

Provide Services

Communicate with you

Manage and improve our Services

Manage fraud and risk

Market our Services

Comply with Laws

Remember your preferences

Associate information about you

 

Free Game and Free Game Companies

Service Providers

Authorities

Other financial institutions

Partners and Merchants

Other third parties

Buyers or in connection with business transfer

Other Users if you have a business profile

 

Geolocation Data

 

Send you location-based options

Manage fraud and risk

 

Authorities

Free Game and Free Game Companies

Service Providers

Other financial institutions

Partners and Merchants

 

Internet or network activity

 

Operate and provide Services,

Communicate with you

Manage and improve Services

Market our Services

Send you locally relevant options

Comply with law

 

Free Game and Free Game Companies

Service Providers

Other financial institutions

Partners and Merchants

Authorities

 

Biometric



 

Authenticate you for certain actions related to your account, including to:

 

meet regulatory requirements or before you access accounts and services

recover passwords

update profile info

manage payments and payment methods

lift account limitations

initiate third-party crypto currency transfers

 

Service Providers

 

Audio, electronic, visual, or similar information

 

Provide Services

Authenticate your access to an account or Fastlane profile

Manage and improve Services

Manage fraud and risk

 

Service Providers

Free Game and Free Game Companies

Merchants and Partners

Authorities

 

Professional or employment information

 

Provide Services

Manage fraud and risk

 

Service Providers

Free Game and Free Game Companies

Merchants and Partners

Authorities

Other financial institutions

 

Information about your imported contacts

 

Provide Services

 

Service Providers

 

Information in your Free Game or Free Game account or Fastlane profile

 

Provide Services

 

Service Providers

Free Game and Free Game Companies

Merchants and Partners

Authorities

Other financial institutions

 

Information you provide when you contact us

 

Provide Services

Authenticate your access to an account or Fastlane profile

Manage and improve Services

Manage fraud and risk

 

Service Providers

Free Game and Free Game Companies

Merchants and Partners

Authorities

 

Inferred data

 

Provide Services

Manage fraud and risk

Market our Services

Display content based on your interest

Better respond to your requests or inquiries or for similar customer service issues

Verify your identity

Conduct risk assessment

 

Free Game and Free Game Companies

Service Providers

Other financial institutions

Merchants and Partners

Authorities

 

Sensitive Personal Information

 

Provide Services

Manage fraud and risk

 

Free Game and Free Game Companies

Service Providers

Other financial institutions

Merchants and Partners

Authorities

Buyers or in connection with business transfer

 

Characteristics of Protected Classifications

 

Provide our Services

Manage risk

 

Free Game and Free Game Companies

Service Providers

Authorities

 

Information from your device

 

Provide Services

Manage and improve our Services

Manage fraud and risk

Communicate with you

Link an account

Market our Services

Personalize your experience

Comply with laws

 

Free Game and Free Game Companies

Service Providers

Other financial institutions

Merchants and Partners

Authorities



 

US Consumer Privacy Notice

 

The following Consumer Privacy Notice applies to you if you are an individual who resides in the United States and uses Free Game Services for your own personal, family, or household purposes.

 

This Consumer Privacy Notice does not apply to Unbranded Payment Services.

 

Rev. November 2024

 

FACTS

 

WHAT DOES Free Game DO WITH YOUR PERSONAL INFORMATION?

 

Why?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

Social Security number and account balances

Payment history or transaction history

Credit history or credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Free Game chooses to share; and whether you can limit this sharing.



 

Reasons we can share your personal information

 

Does Free Game share?

 

Can you limit this sharing?

 

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

 

For our marketing purposes –

to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

Yes

 

No

 

For our affiliates’ everyday business purposes –

information about your transactions and experiences

 

Yes

 

No

 

For our affiliates’ everyday business purposes –

information about your creditworthiness

 

No

 

We don’t share

 

For our affiliates to market to you

 

No

 

We don’t share

 

For nonaffiliates to market to you

 

Yes for Free Game accounts Only



 

No for all other GLBA covered products and services (including Fastlane)

 

Yes for Free Game accounts Only. We don’t share for all other GLBA covered products and services (including Fastlane)



 

Questions?

 

Call our customer service at 1-888-221-1161or visit us at /smarthelp/contact-us/privacy.





 

To limit our sharing

 

To limit our sharing

 

You may limit our sharing by logging into you Free Game account and editing your preferences in the Data and Privacy setting.

 

Please note:

If you are an existing Free Game customer who had a Free Game account before November 27, 2024, we only share personal information collected after November 27, 2024, unless you opt-out. We may share information from earlier in your account, which allows for even better personalization, if you affirmatively consent by editing your preferences in your Data and Privacy settings.

 

If you are a customer who opened a Free Game account after November 27, 2024, we can begin sharing information associated with your account. When you are no longer our customer, we continue to share your information as described in this notice.



 

Who we are

 

Who is providing this Privacy Statement?

 

This privacy notice is provided by Free Game, Inc. and is applicable to your personal U.S. Free Game and Free Game accounts, and Fastlane profile.

 

What we do

 

How does Free Game protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Free Game collect my personal information?

 

We collect your personal information, for example, when you

 

open an account or provide account information

use your credit or debit card or give us your contact information

use your Free Game and/or Free Game account to send or receive funds

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only

 

sharing for affiliates’ everyday business purposes — information about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.

 

Definitions

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

Our affiliates include Bill Me Later, Inc.

 

Nonaffiliates

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.

 

Joint Marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

Our joint marketing partners include financial companies and banks.

 

Other important information

 

We may transfer Personal Information to other countries, for example, for customer service or to process transactions.

 

California: The California Consumer Privacy Act of 2018 (CCPA) permits consumers who are California residents to ask businesses covered under the CCPA about Personal Information it has collected about the consumer, submit an access or deletion request, and opt-out of the sale of Personal Information, if applicable. These provisions do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law such as the Gramm-Leach-Bliley Act. Please see our California, North Dakota, and Vermont Supplemental Financial Privacy Notice for more information. Contact us if you have questions about our privacy statement, this consumer notice, or your Personal Information. If your Free Game or Free Game account or Fastlane profile has a California mailing address, we will not share Personal Information we collect about you except to the extent permitted under California law.

 

To talk about your Free Game account, call Free Game Customer Service at 1-888-221-1161 or visit our Customer Service web portal. To talk about your Free Game account, call Free Game Customer Service at 1-877-815-1531 or visit our Help Center web portal. To talk about your Fastlane profile, call Free Game Customer Service at 1-844-705-3555 or visit your Fastlane profile management portal.

 

Vermont: If your Free Game or Free Game account or Fastlane profile has a Vermont mailing address, We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at Customer Service web portal or call 1-888-221-1161

 

Nevada: If your Free Game or Free Game account or Fastlane profile has a Nevada mailing address, we are providing this notice pursuant to Nevada law. If you prefer not to receive marketing calls from Free Game, you may be placed on our internal Do Not Call List by calling 1-888-221-1161 or going to /smarthelp/home. For more information, you can contact Free Game at 12312 Port Grace Blvd, La Vista, NE 68128 or you can contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email: Aginfo@ag.nv.gov